Business support service

IFS Capital(Thailand) PCL.

■ What is Domestic Factoring?
Domestic Factoring is a short-term financing solution that enables businesses to convert trade documents such as invoices (Invoice), purchase orders (PO), billing statements, or delivery notes into immediate working capital without waiting for payment terms from buyers.

IFS Capital provides businesses with advance funding of up to 90% of the invoice value within 24 hours, helping to enhance financial liquidity. This service is ideal for SMEs and corporations that sell on credit to domestic customers.

■ Benefits of Domestic Factoring from IFS Capital
- Instant cash conversion : Receive funds within 24 hours without waiting for payment terms.
- No collateral required : Only trade documents are needed for loan approval.
- Up to 90% advance funding : Ensures smooth business cash flow.
- Fast approval process : Receive funds within 7 business days after submitting complete documents.
- Interest charged on actual usage : Reduces financial costs and can be recorded as a business expense.
- Credit limit increases with sales volume : Supports business growth without financial constraints.

■ Steps to Apply for Domestic Factoring with IFS Capital
- Deliver goods/services to customers as agreed.
- Submit trade documents such as invoices, purchase orders, billing statements, or delivery notes to IFS Capital.
- Receive up to 90% advance payment within 24 hours.
- Customers make payments directly to IFS Capital based on the agreed credit terms.
- IFS Capital deducts fees and interest before transferring the remaining balance to the business.

■ Why Choose Domestic Factoring with IFS Capital?
- Over 30 years of experience in factoring : Expertise in domestic business financing.
- Fast approval and high credit limits : Helps businesses expand smoothly without funding issues.
- Flexible assessment criteria : Suitable for various business types.
- Professional support team : Provides close guidance and reduces document processing burden.

■ Required Documents for Domestic Factoring Loan Application
- Copy of the company registration certificate.
- Copy of invoices, purchase orders, billing statements, or delivery notes.
- Financial statements for the past 1 year.
- Bank statements for the past 6 months.
- P.P.30 (VAT) report for the past 1 year.